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Cena obowiązkowego ubezpieczenia OC w Polsce jedną z najniższych w Europie

Cena obowiązkowego ubezpieczenia OC w Polsce jedną z najniższych w Europie<

Polacy na tle obywateli innych europejskich państw płacą jedną z najniższych składek ubezpieczenia OC – w Polsce wynosi ona średnio 106 euro, a w Europie 230 euro. Ceny obowiązkowego ubezpieczenia OC w krajach Europy wahają się od 49 euro do 510 euro – drożej jest w państwach Europy Zachodniej. Najwięcej za obowiązkowe ubezpieczenie komunikacyjne płacą mieszkańcy Szwajcarii i Włoch – odpowiednio 510 euro i 439 euro. Z kolei Węgrzy i Łotysze wydają na nie najmniej – 49 euro i 62 euro. Zróżnicowanie cen w poszczególnych państwach zależy przede wszystkim od przyjętych regulacji prawnych, stopnia bezpieczeństwa na drogach, kosztów likwidacji szkód, oszustw ubezpieczeniowych, obowiązujących podatków oraz liczby nieubezpieczonych pojazdów. Warto wspomnieć, że w Polsce niska cena może wynikać z celowego zaniżania wysokości składek – wojny cenowej prowadzonej przez towarzystwa ubezpieczeniowe.

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